Insurance Options

Hi all, I need to renew my insurance this month and am looking at options...

The Jimny has been modified (relatively minorly at present, but will be more so as time goes on). Current;y it only 2" suspension lift, bigger tyres, recovery points, and plywood load bay in back instead of seats. It's also used as a work vehicle, so it won't be pay-and-play or standard recreational/commuter insurance I'm looking for.

All quotes I've had are pretty high, so maybe someone here has better experience of this than me

Mine is with adrian flux. fully comp is just over £300 with all mods declared, parked on roadside and over 10yrs no claims.

A tip is add on your mother/sister. having a female named driver on mine made it about £30 cheaper for some reason (even with them at a different address).

£300 isn't bad at all. Will give them a ring in the morning, hopefully the work vehicle thing doesn't add too much to that.

Thinking about it, another that might be an option might be National Farmers Union, as there must be a lot of modified commercial 4x4s on their books.

should have said.. i also have a 5000/year mile limit on it, as its not my daily driver (work van normally). i dont think it makes a huge difference if its higher. if your older than me (35) and have more no claims this will balance it out a bit.

Lots of things the insurance take into account as soon as you mod it's up up up and location/ crime in the area will bump it right up I pay about £360 maximum no claims 43 year young 5000 a year it's not my only transport but I just don't do many miles

All the quotes are coming in a bit higher than expected, must be because I've mentioned it's a work vehicle.

NFU = £586 (£200 excess)
Adrian Flux = £535 (think excess was also £200)
Brentacre = £450 (350 excess)

Got loads of no-claims, am not protecting it, and am 38 with a clean licence. On top of that the vehicle isn't highly modified, only recovery points, 2" lift, MT tyres and plywood rear cargo area.

The search continues...

try here
2getherinsurance.co.uk/

Jack

Cheers Jack, am waiting on a call-back from them later this evening.

Another question to anyone with a better memory than me:

I seem to remember many months ago seeing an insurance thread in which it was said that with one particular insurance company BigJimny is considered an owners club and there's a discount as a result?

Venter wrote:

I seem to remember many months ago seeing an insurance thread in which it was said that with one particular insurance company BigJimny is considered an owners club and there's a discount as a result?

i think thats adrian flux, i mentioned it as a cub when buying mine.

£500 for commercial insurance on anything isnt bad, thats probs whats pushing it up more than anything else

Cheers

2gether asked me if was in clubs
i said bigjimny,suzuki uk and glass
not sure it made any difference they just asked lol

Jack

worth trying LV

I'd always been with Flux but last year LV insured my highly modded jimny cheaper at £310 fully comp for a 2007 street parked vehicle in twoc'kers capital city of Scum Shields.

ps
just insured my 2016 yeti with hastings direct £210