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Insurance Options

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09 Jul 2017 11:49 #182564 by Venter
Insurance Options was created by Venter
Hi all, I need to renew my insurance this month and am looking at options...

The Jimny has been modified (relatively minorly at present, but will be more so as time goes on). Current;y it only 2" suspension lift, bigger tyres, recovery points, and plywood load bay in back instead of seats. It's also used as a work vehicle, so it won't be pay-and-play or standard recreational/commuter insurance I'm looking for.

All quotes I've had are pretty high, so maybe someone here has better experience of this than me

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09 Jul 2017 17:38 #182579 by Riccy
Replied by Riccy on topic Insurance Options
Mine is with adrian flux. fully comp is just over £300 with all mods declared, parked on roadside and over 10yrs no claims.

A tip is add on your mother/sister. having a female named driver on mine made it about £30 cheaper for some reason (even with them at a different address).

J999 MNY, ULYSSES M18 VVT with ITB's Dyno tested at 130hp

Pickup/tipper, R7me gearbox & 6.4 Rocklobster, 31" Toyo MT, 2x ARB air locker 3.9 diffs in braced axles, 6" total lift, Floating rear conversion, Raptor painted, CB, Recaro's, Caged, etc, etc...

www.youtube.com/user/riclemus

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09 Jul 2017 19:26 #182582 by Venter
Replied by Venter on topic Insurance Options
£300 isn't bad at all. Will give them a ring in the morning, hopefully the work vehicle thing doesn't add too much to that.

Thinking about it, another that might be an option might be National Farmers Union, as there must be a lot of modified commercial 4x4s on their books.

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09 Jul 2017 19:49 #182583 by Riccy
Replied by Riccy on topic Insurance Options
should have said.. i also have a 5000/year mile limit on it, as its not my daily driver (work van normally). i dont think it makes a huge difference if its higher. if your older than me (35) and have more no claims this will balance it out a bit.

J999 MNY, ULYSSES M18 VVT with ITB's Dyno tested at 130hp

Pickup/tipper, R7me gearbox & 6.4 Rocklobster, 31" Toyo MT, 2x ARB air locker 3.9 diffs in braced axles, 6" total lift, Floating rear conversion, Raptor painted, CB, Recaro's, Caged, etc, etc...

www.youtube.com/user/riclemus

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10 Jul 2017 10:24 #182590 by Daniel30
Replied by Daniel30 on topic Insurance Options
Lots of things the insurance take into account as soon as you mod it's up up up and location/ crime in the area will bump it right up I pay about £360 maximum no claims 43 year young 5000 a year it's not my only transport but I just don't do many miles ;)

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10 Jul 2017 11:02 #182591 by Venter
Replied by Venter on topic Insurance Options
All the quotes are coming in a bit higher than expected, must be because I've mentioned it's a work vehicle.

NFU = £586 (£200 excess)
Adrian Flux = £535 (think excess was also £200)
Brentacre = £450 (350 excess)

Got loads of no-claims, am not protecting it, and am 38 with a clean licence. On top of that the vehicle isn't highly modified, only recovery points, 2" lift, MT tyres and plywood rear cargo area.

The search continues...

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10 Jul 2017 15:48 #182597 by Venter
Replied by Venter on topic Insurance Options
Cheers Jack, am waiting on a call-back from them later this evening.

Another question to anyone with a better memory than me:

I seem to remember many months ago seeing an insurance thread in which it was said that with one particular insurance company BigJimny is considered an owners club and there's a discount as a result?

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10 Jul 2017 16:07 #182600 by Riccy
Replied by Riccy on topic Insurance Options


I seem to remember many months ago seeing an insurance thread in which it was said that with one particular insurance company BigJimny is considered an owners club and there's a discount as a result?


i think thats adrian flux, i mentioned it as a cub when buying mine.

£500 for commercial insurance on anything isnt bad, thats probs whats pushing it up more than anything else

J999 MNY, ULYSSES M18 VVT with ITB's Dyno tested at 130hp

Pickup/tipper, R7me gearbox & 6.4 Rocklobster, 31" Toyo MT, 2x ARB air locker 3.9 diffs in braced axles, 6" total lift, Floating rear conversion, Raptor painted, CB, Recaro's, Caged, etc, etc...

www.youtube.com/user/riclemus

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10 Jul 2017 16:21 #182601 by Venter
Replied by Venter on topic Insurance Options
Cheers

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10 Jul 2017 17:32 #182603 by jackonlyjack
Replied by jackonlyjack on topic Insurance Options
2gether asked me if was in clubs
i said bigjimny,suzuki uk and glass
not sure it made any difference they just asked lol

Jack

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10 Jul 2017 18:21 #182612 by Halford
Replied by Halford on topic Insurance Options
worth trying LV :unsure:

I'd always been with Flux but last year LV insured my highly modded jimny cheaper at £310 fully comp for a 2007 street parked vehicle in twoc'kers capital city of Scum Shields.

ps
just insured my 2016 yeti with hastings direct £210 :woohoo:
:P

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